MoneyCue
MoneyCue iPhone & iPad ยท One payment, no subscription

Understand your money
without becoming
a financial analyst.

MoneyCue is a budgeting app that does the arithmetic so you don't have to. It tells you what's genuinely safe to spend today, what's coming out of your account next, and where the month actually went โ€” in plain words, on a screen you can read in five seconds.

The MoneyCue home screen showing Safe to Spend
Safe to Spend, worked out for you
Asking MoneyCue a question about spending
Ask MoneyCue anything
Spending broken down by category
Where it actually went
Upcoming bills list
Bills before they land
Adding a transaction by voice
Just say what you spent
MoneyCue in dark mode
Designed for dark, not derived

Everything you'd actually use

No dashboards to configure. No spreadsheets to maintain.

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Safe to Spend

The one number that matters. Your balance, minus the bills still to come, minus what you've set aside for goals โ€” so the figure on screen is money you can genuinely use.

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Bills that turn up on time

Set a bill once and MoneyCue works out every future date itself. See what's due this week, mark it paid in a tap, and get a reminder before it lands.

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Budgets that bend

Per-category budgets with a gentle nudge as you approach the line โ€” never a scolding. Month start day is yours to set, so it can follow your pay cycle instead of the calendar.

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Ask MoneyCue

"How much did I spend on groceries?" "When is my next car payment?" "What's my year-to-date income?" Ask in your own words and get an answer from your own records.

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Voice Spend Entry

"Spent forty two dollars at Target on groceries." MoneyCue picks out the amount, the shop, the category and the date, and shows you the entry to check before it saves.

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Receipts, read for you

Photograph a receipt and MoneyCue fills in the amount, the shop and the date. The photo stays attached to the transaction, and the reading happens on your phone.

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Goals, trends and recaps

Savings goals with a realistic pace, month-by-month trends, and a recap when each month closes telling you what changed and why.

Your money stays on your phone

MoneyCue has no server. There is no account to create, nothing to sign in to, and no copy of your finances anywhere but your own device. No analytics, no trackers, no advertising, and nothing sold to anyone โ€” because there's nothing collected in the first place.

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Nothing collected

No account, no analytics SDK, no third-party code watching what you do. Optional Face ID lock, and amounts hidden in the app switcher.

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On-device intelligence

MoneyCue uses Apple Intelligence on supported iPhones to understand your questions and phrase answers. It runs on the device, and the app works fully without it.

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MoneyCue calculates, MoneyCue explains

Every figure is worked out by the app from your own records. The AI is never the source of a number, so it can't invent one.

Read the privacy policy

One payment. That's it.

Free for 30 days, with everything unlocked. After that the budgeting core stays free forever โ€” you never lose access to your own records.

$14.99once โ€” no subscription, ever
  • Always free: transactions, budgets, bills, calendar, savings goals, Safe to Spend, search and monthly review
  • Unlocked by the one payment: Voice Spend Entry
  • Unlimited Ask MoneyCue
  • Advanced spending insights and smart monthly summaries
  • Long-range trends โ€” compare any month to any other
  • Export everything as CSV, whenever you want

Price shown in US dollars; your App Store shows the price in your own currency. Unlocks on every device signed in to the same Apple Account.

Questions?

A real person reads every message, usually within a day or two.